Send Stables
The Send flow powers cross-border remittances and enterprise payouts across Epay. By leveraging stablecoins, multi-chain routing, and efficient settlement mechanisms, users can move value globally with speed, transparency, and minimal cost.
P2P Cross-Border Remittances
Instant Transfers: Users can send stablecoins to recipients across borders in near real time.
Simple UX: Transfers abstract blockchain complexity, requiring only recipient details (wallet, phone, or bank).
Global Reach: Works seamlessly across 100+ supported countries.
Low Fees: Fractional costs compared to traditional remittance networks.
Multi-Chain Routing
Epay’s settlement layer routes transfers intelligently across supported blockchains:
Ethereum L2s (e.g., Arbitrum, Optimism) for low-cost, high-security transfers.
Solana for ultra-fast, high-throughput remittances.
Stellar for established payment corridors and local anchor integrations.
Polygon & Others as expansion chains to maximize user choice.
Routing Logic:
Optimizes for lowest fee + fastest confirmation.
Automatically switches chains in case of congestion or downtime.
Ensures seamless UX with no manual chain selection required by users.
Settlement Guarantees & Low Fees
Locked Settlement Rates: Once a transfer is initiated, the conversion rate and network fees are locked.
Transaction Finality: Settlement is guaranteed by Epay’s infrastructure even if liquidity providers shift.
Fee Transparency: Users see all costs upfront—no hidden deductions.
Scale Economies: Epay’s aggregated routing lowers costs further as volumes grow.
Enterprise Use Cases
Bulk Payouts: Companies can disburse payroll, vendor payments, or affiliate rewards in stablecoins to multiple recipients across jurisdictions.
API-Driven: Bulk transfers can be automated via Epay’s enterprise API suite.
Compliance-Ready: Integrated KYC/AML checks ensure regulatory coverage for corporate flows.
Cost Savings: Reduces reliance on correspondent banking networks, cutting settlement times from days to minutes.
Key Benefits
For Individuals: Faster, cheaper, more transparent remittances to family and friends.
For Enterprises: Scalable payout infrastructure with regulatory compliance built in.
For Developers: Multi-chain routing APIs simplify cross-border payment integration.
For Everyone: Reliable settlement guarantees build trust in digital remittances.
⚡ The Send flow establishes Epay as a global settlement network—bridging individuals and enterprises to a future of fast, borderless, and low-cost money movement.
Last updated